A Blessed Christmas Everyday And A Prosperous New Year, Too. 

The DIFFERENCE®
1997-2018

 "It is not what you make that counts,
it is how it makes you."

"Give man a fish and
you feed him for a day.
Teach him how to fish and
he will feed thousands for life."

"Spending less is
the same as making more."

"Reward yourself by
keeping most of what you make."

"Money is your ally
for making more of it."

"Time is money."

"Health is wealth."

"Why make it if you'll
just spend it for nothing."

"Pay off your credit cards every month."

It's not worth to make the money that
you will spend for getting sick making it."

"Save for retirement starting
with your first paycheck."

"Ubos-ubos biyaya, bukas nakatunganga."

"Magtiis mamaluktot, habang maiksi ang kumot."

 "Don't keep up with the Joneses.
You don't know what their life is all about."

"Love what you have,
not what you want to have."

"What other people think of you
is not your business."

"Avoid peer pressure and the
pull pressure of spending."

"Get rid of things you don't need.
They will weigh you down."

"Ask yourself:
Will I have enough money
tomorrow,
next week,
next month,
next year,
when I start a family,
when my child go to college,
when I lose my income,
when the unexpected happens,
when I become disabled,
or when I become too old to work?"

"Growing old or dying young, be prepared."

"The best is yet to come."  

"Kung may isinuksok, may madudukot."

"Magtanim ay 'di biro."